At Aspire Houston Fertility Institute (HFI), we know starting a family is one of life’s most meaningful journeys. That’s why we’re proud to support hopeful parents across the Greater Houston area with transparent, straightforward pricing.
Whether you’re exploring IVF, IUI, egg freezing, or another treatment, our team will guide you through your personalized costs — including insurance benefits, out-of-pocket expenses, and financing options. We’re committed to compassionate, patient-first care built by patients, for patients.
Navigating the financial side of fertility care can feel overwhelming, but it shouldn’t feel impossible. At Aspire HFI, we believe fertility care should be accessible, not cost-prohibitive. From your initial consultation and physical exam through every stage of your journey, our experienced team is here to help you feel informed, empowered, and confident in understanding your fertility treatment costs and insurance coverage options.
Verify Benefits Directly: Before you even step into our clinic, our Financial Counselors begin working on your behalf. We contact your insurance provider directly to verify your fertility coverage, clearly outlining what’s included, what isn’t, and what your potential out-of-pocket costs may be. We also offer a helpful list of questions you can ask if you prefer to contact your insurance provider yourself, making the process as simple, informative, and stress-free as possible.
Fertility Care Insurance Coverage Guidance: Understanding fertility coverage can be complicated, but we’re here to make it simple. Whether your plan offers full, partial, or no fertility coverage, our team will break it down into clear, easy-to-understand terms. We’ll help you pinpoint exactly which services, such as IVF, IUI, egg freezing, or cryo storage, are included in your plan and show you how to get the most out of your benefits. Our goal is to remove the guesswork, reduce the stress, and help you move forward with clarity and confidence.
Financing & Payment Options: If your insurance doesn’t fully cover your treatment, don’t worry, Aspire HFI is here to help. We offer a Financial Assurance Plan, grants, and flexible lender options to make fertility care more accessible. Once your individualized treatment plan is in place, your dedicated Financial Counselor will walk you through the fertility costs in detail, review available financing options, and help you find a payment plan that fits your budget and goals.
Every fertility journey is unique, and so are the costs that come with it. Your fertility treatment costs can vary based on your personalized care plan, medication needs, and insurance coverage. That's why our dedicated Financial Counselors will sit down with you to provide a clear breakdown of expected costs and benefits, so you have peace of mind.
At Aspire HFI, we're by your side every step of the way, offering not only world-class fertility care but also the financial guidance and support you need to make your dream of parenthood possible.
The costs outlined here are for patients who do not have insurance coverage for their fertility treatments. We're happy to help identify potential coverage and alternative financing options.
When considering in vitro fertilization (IVF), knowing what to expect financially is crucial for your treatment planning. Aspire HFI is ready to meet you where you are on your fertility journey with upfront, transparent pricing.
Inclusive of ultrasounds and blood monitoring, anesthesia, retrieval, conventional insemination, embryo culture, embryo biopsy, cryopreservation of embryos, and 1 year of storage
Inclusive of ultrasounds and blood monitoring, anesthesia, retrieval, conventional insemination, embryo culture, embryo transfer, cryopreservation of embryos, and 1 year of storage
How much does IVF cost in Southeast Texas?
The cost of IVF in Southeast Texas can vary depending on several factors, including whether you choose to include genetic testing (PGT), the medications needed, and any additional services. On average, IVF with PGT starts at $17,950, while IVF without PGT typically starts at $13,125. Before beginning your treatment cycle, you’ll meet with one of our dedicated Financial Counselors to explore all available payment options, including insurance benefits and flexible financing programs designed to support your care.
For personalized estimates and to learn more about available financing options, please reach out to our financial counselors.
Egg freezing offers individuals the opportunity to preserve their fertility for the future. At Aspire HFI, we provide clear and transparent pricing to help you plan for your egg freezing journey.
Inclusive of ultrasounds and blood monitoring, anesthesia, retrieval, cryopreservation of retrieved oocytes, and 1 year of storage; optional to add in medication
How much does egg freezing cost in Southeast Texas?
The cost of egg freezing in Southeast Texas varies based on your individual treatment plan and whether fertility medications are required. The complete process, including medication when necessary, typically ranges between $10,750 and $13,000. These costs may fluctuate depending on your specific protocol and any additional services, such as long-term storage or future fertilization procedures.
Intrauterine insemination (IUI) is a common and cost-effective fertility treatment option that can enhance the potential for pregnancy. Here’s a breakdown of the costs associated with IUI:
Inclusive of ultrasounds, sperm wash, and insemination
How much does IUI cost in Southeast Texas?
The cost of IUI in Southeast Texas can vary based on individual factors, such as the type and amount of medication required, which depends on your specific response to treatment. While the cost of the IUI procedure itself may differ based on your personalized plan, it typically starts at around $1,850. IUI is often considered a first-line treatment option before moving on to more advanced procedures like IVF.
Frozen embryo transfer (FET) is a vital part of many fertility treatment plans, particularly for those who have undergone IVF and are using frozen embryos. Our FET services are inclusive of ultrasound monitoring, embryo thaw and prep, and embryo transfer.
Starting at $5,250
How much does FET cost in Southeast Texas?
The cost of frozen embryo transfer (FET) in Southeast Texas typically falls between $5,250 and $7,000, depending on your personalized treatment plan. This fee includes the ultrasound monitoring, embryo thawing and prep, and embryo transfer process, while medications and other individualized treatments may incur separate charges.
When it comes to fertility treatment costs, no two journeys are the same. Everyone’s path is different, and fertility costs are never one-size-fits-all. At Aspire HFI, we're committed to helping families in the Greater Houston area make informed choices with clarity and peace of mind. With more than 280 years of combined experience and more than 30,000 babies born, we’re proud to offer high-quality care and financial transparency to support you every step of the way.
Let’s break down what affects your fertility treatment costs:
The treatment you choose makes a difference. Whether you're pursuing IVF, IUI, egg freezing, or embryo transfer, each path comes with its own set of costs. IVF, for example, involves more advanced lab work and medications than IUI, making it a more involved investment.
Your treatment plan may include multiple cycles. Fertility success looks different for everyone. While 1 in 4 aspiring parents achieve success after one IVF cycle, others may require multiple attempts to reach their family-building goals. Whether you're undergoing IVF, IUI, or egg freezing, the number of cycles recommended will influence your total fertility treatment cost.
The right medications for your fertility treatment plan. Fertility medications are a significant part of your overall cost and are prescribed based on how your body responds to treatment. From ovarian stimulation to embryo development, your protocol will be customized for you.
Use of Donor Eggs, Donor Sperm, or Gestational Carrier: If your journey involves the use of donor eggs, donor sperm, or a gestational carrier, additional costs will apply. These options are often vital for certain fertility or medical situations.
Advanced services can enhance your success. Services such as preimplantation genetic testing (PGT-A) or long-term embryo storage can increase the likelihood of a healthy pregnancy. While they do involve additional fees, these options may offer greater peace of mind and improved outcomes. We’ll help you determine if they align with your goals and treatment plan.
Insurance coverage varies significantly. Fertility insurance benefits can differ greatly between plans. Some cover a large portion of treatment, while others offer little to no assistance. Our financial team will help you understand what your plan includes and explain every cost involved — from lab services to medications — so you can prepare accordingly.
At Aspire HFI, we value transparency and financial clarity as essential parts of our compassionate care. Our dedicated Financial Counselors will guide you through your personalized treatment plan, review your insurance benefits, and help you explore flexible financing options. We’re here to help you find the most effective, cost-efficient path to parenthood so you can stay focused on what matters most: building your family.
Fertility Treatment Cost FAQs
Insurance coverage for IVF can vary widely depending on your specific plan. While some policies may cover all or part of the costs, others offer limited or no fertility benefits at all. In Texas, some insurance plans are required to offer IVF coverage, but employers may choose not to include these benefits. Always confirm directly with your provider, especially for fertility consultations, diagnostic testing, and treatment services.
At Aspire HFI, our dedicated Financial Counselors are here to help you navigate your insurance benefits and clearly understand the fertility treatment costs associated with your personalized care plan. We’re committed to transparent pricing and offer flexible payment options, including upfront payment plans, to support you every step of the way.
While Texas does not currently require health insurance plans to cover elective egg freezing, certain plans may offer coverage if the procedure is deemed medically necessary, as outlined in House Bill 1649.
To determine whether your insurance plan includes fertility coverage, you can start by reaching out to your HR department or calling the customer service number listed on the back of your insurance card. Inquire specifically about benefits for fertility treatments like IVF, IUI, or egg freezing. Your insurance provider can clarify which services are included, any limitations or exclusions, and what out-of-pocket costs you might expect.
Yes, you can use Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) to pay for many fertility-related expenses. These funds can be used for treatments like IVF, egg retrieval and freezing, ovarian stimulation medications, as well as fertility consultations and diagnostic testing. However, coverage may vary depending on your specific plan. For example, long-term storage of frozen eggs may not be eligible under some FSAs. It’s important to review your plan documents or consult your plan administrator to confirm which fertility expenses are covered.
The cost of an IVF cycle generally includes the following:
Initial consultations and diagnostic testing: Assessing your fertility health and determining the right treatment plan.
Egg retrieval: The procedure to collect eggs for fertilization.
Fertilization: The process of combining eggs and sperm in the lab.
Embryo culture and monitoring: The process of growing embryos in the lab.
Medications for ovarian stimulation are typically not included in the base cost and can add a significant amount to the overall price. Additional services that may impact the final cost include ICSI (intracytoplasmic sperm injection), PGT, embryo freezing or storage, and other specialized services.
Yes, the cost of fertility treatment can increase if donor sperm or eggs are used. The expenses for donor sperm or eggs are typically not included in the base cost of IVF or IUI and can add a significant amount to the overall treatment price. This is due to the cost of sourcing and screening the donor, as well as any additional medical procedures involved in using donor gametes.
At Aspire HFI, we offer a range of fertility financial assistance options to help make treatments like IUI, IVF, and egg freezing more manageable. We also partner with fertility financing institutions, including charities, grants, and multi-cycle IVF programs, to expand your options. Once your personalized treatment plan is in place, our team will walk you through all available financial solutions and help you choose the approach that fits your needs and budget.
The number of IVF cycles needed can vary greatly from person to person, depending on factors such as age, underlying fertility conditions, and how the body responds to treatment. While some individuals may achieve pregnancy with a single cycle, many require multiple attempts. This can significantly increase overall costs due to repeated procedures, medications, and monitoring. Multicycle programs like BUNDL are designed to help manage these expenses, offering bundled pricing options that make the financial side of treatment more predictable and affordable.
Advanced technologies such as intracytoplasmic sperm injection (ICSI), preimplantation genetic testing (PGT), and assisted hatching can increase the cost of fertility treatment. ICSI is used to inject a single sperm into an egg, often recommended for male infertility. PGT involves screening embryos for genetic disorders before implantation. Assisted hatching helps embryos implant in the uterus. While these technologies can improve success rates, they also add to the overall cost of treatment.
The cost of fertility medications can significantly impact the overall cost of IVF and IUI treatments. Medications stimulate the ovaries to produce multiple eggs, increasing the chances of successful fertilization. Estimating the cost of fertility medications is challenging because every patient's needs are different, and the required dosage can vary.
Explore Costs for IVF, IUI, Egg Freezing, and More
If you have questions about fertility treatment costs, insurance coverage, financing options, or any part of your journey, our team at Aspire Houston Fertility Institute is here to help. We proudly serve individuals and families across Southeast Texas, including Houston, Sugar Land, Pearland, Katy, and surrounding communities. Our experienced team is committed to providing clear guidance and compassionate support as you take the next steps toward building your family. Start your next chapter today!
